April International does business under the April Travel Protection brand in the United States. They are underwritten by American Modern Home Insurance, which is rated A+ (Superior) by A.M. Best. April International has been in business for more than four decades.
Better Business Bureau (BBB) Rating:
A+
Quotes:
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Overview
For almost 40 years, April International has provided travel insurance solutions for travelers and expatriates. Whether traveling alone or as part of a family, April offers solutions for every situation. They offer flexible insurance plans to meet any need for U.S. citizens via their April Travel Protection brand. Here are some of the benefits of April’s travel insurance plans.
Stress Less Benefits
With April’s exclusive Stress-Less service, travelers can call, Skype, text or email 24 hours a day, 7 days a week for assistance with claims. April will work to resolve unexpected travel complications right away. In most cases, April can work on the spot to arrange payment for insurable events. They can coordinate care for unforeseen medical issues – travelers do not have to worry that their claim will be denied or that they will not be able to obtain treatment. April can coordinate everything up front.
Economical Pricing
April offers competitive pricing on all of their plans. In addition, children up to the age of 18 can be included in the plan for no additional cost. This can add up to significant savings for a family.
High-Quality Coverage
The quality of April’s coverage is excellent. They have a Better Business Bureau rating of A+ and enjoys excellent reviews from past customers. In fact, they are consistently ranked above-average.
Comprehensive Plans
April allows travelers to select from various plans to find the right one to fit their needs. April’s most popular plan is the Choice Plan but it also offers a Trip Cancellation Plan, an Economy Plan and a VIP Plan. The Choice Plan includes comprehensive coverage plus the following optional upgrades:
- Cancel for Work Reasons
- Cancel for Any Reason
- Rental car collision protection
- Adventure sports injury coverage
- Baggage protection for business and sports equipment
Purchasing travel insurance is an important part of travel planning. It is important to know that you are covered during an emergency overseas. Travel insurance from April ensures that you and your family are covered in the event of an emergency. During an emergency, the last thing that you want to do is worry about coordinating emergency assistance. With April, you will be provided with valuable help every step of the way. Their travel insurance plans meet virtually every budget and need, making it easy to find one that is the right one for you and your family.
I am a european expat living in the US and my annual premium with April International is $6000. I am in the process of trying to get April International to cover an MRI I need because of pain I am experiencing in my pelvis. The cause is unknown but could be fibroids, endometriosis, adenomyosis, pelvic inflammatory disease… it is impossible to tell without the MRI. This is affecting my health and potentially my future fertility. They refuse to cover an MRI to diagnose my condition despite my Doctor submitting multiple requests and also refused a peer to peer review suggested by my doctor (standard practice in the US if an insurance company denies a claim) to go over my symptoms and case in more detail. They refused this review with the reasoning that their medical board is in France. They have phones and computers in France so not sure why this is an acceptable reason when I pay $6000 per year for their services.
My Doctor says this is one of the worst experiences she has ever had with an insurance company denying essential care. In my Doctors words they are refusing to cover anything to do with female reproductive organs and my uterus. I am an otherwise healthy woman in her mid thirties with no other claims made on this insurance aside from the usual annual Doctors appointments and their refusal to cover essential gynecological care and imaging that is needed to diagnose the cause of my pain is in my mind sexual discrimination. I would advise all women to use another provider for health cover and avoid April International for themselves and their families.
The Choice plan offered the most amount of coverage vs. other plans I looked at and it was around 7% cheaper, which is why I purchased it.